I made a £20 debit card deposit at BigWins on a Tuesday evening and asked for my first withdrawal two days later. The cashier got more of my attention than the game lobby did, and I ran three withdrawals to see what the numbers look like.
Deposits post within seconds on every method I tried. Cash-outs split into two groups: e-wallets and crypto arrive in hours, while cards and bank transfers take days. The BigWins withdrawal time you get depends almost entirely on the method you pick, so choose it before you deposit.
Adding Funds to Your Account
Depositing at BigWins feels like checkout at an online shop. The steps:
- Log in to your account.
- Tap the Deposit button in the top right corner of the screen.
- Choose a payment method.
- Enter an amount above the minimum for that method.
- Add your debit card number, expiry date and CVV.
- For an e-wallet, log in to the wallet and confirm the payment.
- For crypto, copy the wallet address on screen and send funds from your own wallet.
Debit Card Deposits with Visa and Mastercard
Visa and Mastercard debit cards work, and deposits start at £20. The UK banned credit cards for gambling in 2020, so BigWins rejects them. Some high street banks also block gambling payments. If a deposit fails, check the card controls in your banking app before you contact support.
Accepted Digital Currencies
BigWins takes Bitcoin, Litecoin, Ripple and Ethereum. You send funds from your own wallet to the address the cashier shows, so the casino never sees your bank details. Network fees come out of your wallet balance, and the amount shifts with how busy the blockchain is.
Skrill, Neteller and Other Wallets
Skrill, Neteller, Apple Pay, Google Pay and Mifinity all work. My Skrill deposit showed in my balance by the time I switched back to the BigWins tab. Limits run from £20 to £4,300 per day.
Alternative Payment Methods at BigWins
You can also fund your account by bank transfer over Faster Payments, or with Paysafecard and Neosurf vouchers. Vouchers start at £10 and bank transfers at £20. Vouchers only move money in one direction, so you need a second method to cash out.
BigWins Withdrawal Review
BigWins pays out to Bitcoin, Ripple, Visa debit, Neteller, Skrill and bank transfer. You must withdraw with a method you have already deposited with. The process:
- Log in and open the cashier section under your profile.
- Check your withdrawable balance. BigWins asks you to wager a deposit once before you can take it back out.
- Select a payment method.
- Enter the amount and the payment details.
- Confirm and wait for BigWins to process the request.
BigWins Withdrawal Times by Method
Plenty of members ask how long BigWins takes to withdraw, and the answer starts with a pending window. BigWins holds each request in pending for up to 12 hours before it sends the money. My Neteller request for £120 left pending after about three hours and landed in my wallet soon after.
My Skrill withdrawal for £150 went in at 19:40 and reached me the next morning. My £80 debit card withdrawal took four working days. The first BigWins withdrawal processed fastest once I had uploaded a passport scan and a utility bill, which cleared in about six hours. Upload your documents before your first request, because a verification queue adds a full day on top of the times below.
| BigWins Withdrawal Method | Withdrawal Time |
|---|---|
| Cryptocurrencies | 1 to 24 hours |
| E-wallets (Skrill, Neteller) | 1 to 24 hours |
| Visa and Mastercard debit cards | 2 to 5 working days |
| Bank transfer | 3 to 7 working days |
Requests made on a Friday evening wait for banks to reopen on Monday, so card and bank transfer payouts stretch over a weekend. That is the main frustration I found at BigWins. If you want your money quickly, an e-wallet is the better choice.
Key Details About Payments
Limits, security and fees differ from one method to the next. These are the figures worth checking before you deposit.
Deposit and Withdrawal Limits
Each method has its own minimum and maximum. Paysafecard and Neosurf let you start with £10. Bank transfers and crypto suit larger sums, so they make more sense if you win a big balance and want to move it in one go. Check the cashier for the exact cap before you request a large payout, because BigWins may split it across several payments.
Payment Data Protection
BigWins works with processors you probably already use, such as Visa, Mastercard, Skrill and Neteller. These providers use SSL encryption and bank-level security, and your card details stay with them. I never saw a request for my full card number after the first deposit.
Fee Policy for BigWins Payments
BigWins charges nothing on deposits or withdrawals. Your payment provider may charge its own fee, and Skrill and Neteller both list theirs on their sites. Your balance sits in pounds sterling, so a currency conversion fee applies if your card or wallet holds another currency.
Tax on Winnings for UK Players
BigWins pays your winnings in full and deducts no tax. You pay no tax on gambling winnings in the UK either. The government moved gambling duty onto operators in 2001, so the tax comes out of the casino's revenue and your balance stays intact.